Last Updated: December 22, 2024
Terms of Use Agreement
You are visiting a website cutbills.com owned by Event Media 770 Corp. This Terms of Use Agreement (“Agreement”) applies to all websites operated or owned by Event Media 770 Corp. and its affiliates and subsidiaries (“Websites” or each individually “Website”) on which this Agreement or a link thereto is displayed. This Agreement also applies to your use of any goods, facilities, products or services offered through the Websites (collectively “Services”), regardless of how or where they are accessed, including but not limited to via a mobile device or desktop computer. It is urgent that you read the entire Agreement carefully as certain provisions may affect your legal rights. This Agreement includes an agreement designed to resolve any disputes between you and us through binding arbitration, a class action waiver, as well as other important warranties, disclaimers, and limitations on liability.
By browsing, accessing, or using the Websites, you hereby acknowledge that you have read, fully understand, and agree to the terms of this Agreement, as well as our Privacy Policy, which is incorporated into this Agreement by reference, including any other agreement, policy, or terms incorporated into this Agreement by reference as outlined below.
For purposes of this Agreement:
- “You” or “your” means the person(s) using the Services and/or Websites, and any person(s) for whom such person(s) are acting as an agent with respect to the Services and/or Websites.
- “Event Media 770 Corp.” “us,” “our,” or “we” includes Event Media 770 Corp., and any of its affiliates or subsidiaries.
- “Provider(s)” includes, but not be limited to industries of airlines, rental car companies, cruises, travel, vacation packages, banks, waste management, Software as a Service (SaaS) insurers, lenders, financial institutions, service providers, real estate companies, advisors, dealers, agents, brokers, and other entities that partner with Event Media 770 Corp. and solicit, offer, arrange, or broker products or services through the Websites.
- “Qualification Form” pertains to your request to be matched with one or more Providers of any of the products and services that you may be inquiring into or requesting through Event Media 770 Corp.’s Websites.
We reserve the full right, at our sole discretion, to modify or change the Websites or this Agreement (or any portion thereof) for any reason at any time. Such modifications and changes shall become effective immediately upon posting on the Websites. You agree to review this Agreement for any such change upon your use of the Websites, and that your continued use of the Services or Websites constitutes your acceptance of such modifications and changes. The Services and Websites are intended for individuals at least 18 years of age, and accessing the internet from a physical location within the United States. By accessing or using the Services or Websites, you acknowledge that you are at least 18 years of age, and accessing the internet from a physical location within the United States.
Certain Services are subject to additional terms and conditions that we make available to you in connection with the same, which may include eligibility requirements and usage policies such as certain age or geographic restrictions (collectively, “Additional Terms”). By using our Websites or Services, you agree to and shall be bound by any such Additional Terms, and such Additional Terms are incorporated herein, and made a part hereof by this reference. To the extent that any of the Additional Terms conflict with this Agreement, such Additional Terms shall control for that specific instance of conflict.
Privacy Policy
Our Privacy Policy, incorporated into this Agreement by reference, explains how we use, protect and disclose your information as part of our Services, and technology platforms. If you are a California resident, our Privacy Policy shall also apply to your use of our Services and Websites.
As outlined in our Privacy Policy, by providing us with your personal information as part of your use of our Services or Websites, you agree that we may retain all such information for the uses and purposes listed, and that we may share your information with certain affiliates, non-affiliates, and other third parties. You acknowledge that certain federal and state laws may require us to securely maintain and store information you provide, and that such information may not be able to be removed, deleted, purged, or destroyed until the expiration of certain prescribed retention periods or at all.
As a corporate entity, Event Media 770 Corp. may be periodically examined by government regulators, and as such may be required to maintain certain personal information in order to adhere to and demonstrate compliance with certain laws, and regulations. After you are matched with a Provider, your information may also be obtained from Providers in order to adhere to, and demonstrate compliance with various regulatory reporting, and record retention requirements. You authorize Event Media 770 Corp. and its participating Providers to share such information as may be required. To the extent permitted by applicable law, you also agree, and acknowledge that Providers may be required to share information that you submit to them with Event Media 770 Corp. in order to adhere to applicable laws, and Providers, and Event Media 770 Corp. may maintain, and share such information provided by you, and about you by third parties for internal analytics and marketing.
Ownership Rights
All photographs, text, graphics, videos, sound, logos, trademarks, artwork, interfaces, data, and computer code, including but not limited to the design, coordination, “look and feel,” and arrangement of elements contained on the Websites (collectively “Content”) is licensed or owned by or to Event Media 770 Corp. The Content is protected by copyright, trademark, and patent laws, and other intellectual property rights, and unfair competition laws. Except as expressly stated herein, no part of the Websites, Services or content may be copied, republished, reproduced, posted, publicly displayed, encoded, transmitted, indexed, distributed, or otherwise exploited in any way, including through the use of framing, scraping, webcrawlers, or any other automated methods, or for any commercial enterprise or purpose, without Event Media 770 Corp. prior express written authorization. Nothing on the Services or Websites shall be construed as granting any right or license to use any Content. Event Media 770 Corp. reserves any and all rights in and to Websites, Services and Content, not expressly granted to you under this Agreement. You further agree to fully abide by any and all exclusionary protocols (e.g., Robot.txt, Automated Content Access Protocol (ACAP), etc.) that may be used in connection with the Services, Websites, or Content.
Code of Content
You are solely responsible for your conduct in connection with the Websites and Services.
You may not:
- Alter, conceal, delete any trademark, copyright, service mark, or other notice contained on the Websites, Content, and/or Services, and/or modify, decompile, reverse engineer, or disassemble any part of the same, whether in whole or in part, or create any derivative works from any part of the Content, Websites and/or Services, or assist, encourage, or authorize any third party in doing so;
- Encourage or engage in conduct that (1) would violate any applicable law, regulation or violate or infringe upon any type of intellectual property, proprietary, privacy, moral, publicity, or other rights of ours or of any other third party; (2) affects adversely or reflects negatively on Event Media 770 Corp., its affiliates, the Content, Websites, Services, our goodwill, name, or reputation or causes of distress, duress, or discomfort, harm to us or anyone else; and/or (3) discourages any person or entity from using all or any portion, functions or features of the Content Websites, or Services, or from linking, advertising, or becoming a Provider to us;
- disable, impair, modify, disrupt, alter, or interfere with the use, function, features, operation, or maintenance of the Websites, Services, Content, or the use, rights, or enjoyment of the same by any other user;
- impersonate any entity or person or falsely state or otherwise represent your affiliation with an entity or person;
- solicit personally identifiable information or passwords for unlawful or commercial purposes from other users of the Websites, Services or Content;
- access or use the Websites, Services or Content or any element(s) thereof, in whole or in part, (1) to train any artificial intelligence and/or machine learning platforms, applications, systems, models, or algorithms (whether via the modification or development of a dataset, scraping, or reproducing data or content(or any archives or caches thereof), feature extraction methodologies or otherwise); or (2) in combination or connection with any data, content, information, and/or materials developed or generated by, with, or resulting from the use of any artificial intelligence and/or machine learning platforms, systems, applications, models, or algorithms, in each case, without the express, prior written consent of Event Media 770 Corp. (which may be withheld in Event Media 770 Corp. sole and absolute discretion);
- Engage in spamming, harvesting, or of email addresses or other personal information; and/or
- engage in or. facilitate “spidering,” “phishing,” “screen scraping,” “database scraping,” “web site crawling,” “indexing,” “data extraction,” or any other similar activity through, on, or in connection with the Websites, Services or Content for any purpose.
Chatbots
We may use a chatbot on certain Websites to help provide support and customer service including through the use of a virtual assistant (“Chatbot”). Such Chatbot is designed to function without the assistance of a human operator. It responds to questions, inquiries, posed to it in natural language as if it were a human using a combination of pre-programmed scripts, machine learning, and generative artificial intelligence (“AI”). When asked a question, the Chatbot answers using the knowledge database that is available to it. If the conversation introduces a concept, idea that the chatbot is not programmed to understand, then it will advise of its limitations. The Chabot functionality is limited to our customer service and support inquiries, and may not be monitored in real time. By using the Chatbot, you agree that (1) your use of the Chatbot will be limited to customer service and support inquiries, and (2) we may use transcripts of your interactions with the Chatbot and the information you provide to the Chabot to improve, enhance operations, quality control, customer service, security and fraud prevention.
At all times you agree to exercise reasonable care in using the Chatbot, and shall use the Chatbot in strict accordance with (1) this Agreement, our Privacy Policy, and any other applicable Additional Terms and Conditions; (2) any usage policies made available by Event Media 770 Corp. including those set forth under the Code of Conduct above; and (3) all applicable laws, rules, and regulations. You are responsible for all information you desire to share with the Chatbot, and we strongly advise you not to input, submit personal or sensitive information, such as financial or account details, social security numbers, credit card information or any other confidential information. By using the Chatbot, you agree not to input, submit such confidential or sensitive information.
By using the Chatbot, you acknowledge and are aware that you are interacting with artificial intelligence. We continually work to improve the Chatbot to make it more user friendly, reliable, accurate, reliable, and beneficial, however given the probabilistic nature of machine learning and artificial intelligence, the use of the Chatbot may result, generate or output inaccurate, inappropriate, or unreliable responses. You are solely responsible for evaluating any such information, responses, content or other output generated by or through the Chatbot (collectively, “Output”) and the accuracy thereof, including through independent human review of such Output, response. Without limiting the generality of the terms set forth under Disclaimers and Liability below, we cannot and do not warrant, represent, or guarantee the suitability, accuracy, or reliability, —-of any Output. You acknowledge, agree and understand that Event Media 770 Corp. and the Event Media 770 Corp. Parties (as defined below) shall not be liable for any damage or loss caused by or resulting from your reliance on any such Output or the content of your communications or interaction with the Chatbot. To the extent that any such Output contains information on any specific service, product, or partner, you acknowledge, agree and understand that the Services and Websites (and as a result, the Chatbot) do not include all services, products, offers, issuers, or advisors, or service providers available in the marketplace. In addition, services, products, and offers that may appear in any Output may be from companies or entities from whom Event Media 770 Corp. receives compensation. Your use of the Chatbot constitutes your full awareness and acknowledge of such compensation, and the limitation of services, products, and offers presented or displayed on or via the Services or Websites. Should you have any inquiries regarding your interaction with the Chatbot or any Output, contact us at privacy@quotescompete.com
Links to Third Party Websites
The Websites may contain links to websites maintained, owned or operated by non-affiliated third parties (“Third Party Sites”). Links to such Third Party Sites are provided for your convenience and reference only. We do not own, operate or control in any respect any information, content, software, products, or services available on any Third Party Sites. Our inclusion of a link or reference to a Third Party Site does not constitute any type of recommendation or endorsement of the products, services or content available on Third Party Sites or any third party that is referenced on, owns, or operates any Third Party Site. Your use of any Third Party Site may be subject to the privacy policy and other terms and conditions imposed by the third party maintaining that Third Party Site. When you leave the Websites, you agree and understand that Event Media 770 Corp. is not responsible for the content, services, advice or information provided on the Third Party Site, including but not limited to its suitability, quality, accuracy, reliability, or availability. In addition, Event Media 770 Corp. is not responsible for any direct or indirect technical, system, software issue that may arise out of or relate in any way to your access or use of third-party programs, technologies, or software available through a Third Party Site.
Widgets
Widgets are unique tools that are generally placed on websites and enable website visitors to view and access content on or from another website. Widgets published or provided by Event Media 770 Corp. (“Widgets”) provide access to the Content, Websites, and Services from points outside the Websites. Widgets may be placed, installed on third-party websites, including social media, blog pages, and other similar platforms (to the extent permitted by such platforms or websites). (prohibits the placement of Widgets on platforms, websites, or devices that contain content that is inappropriate, misleading, sexual, offensive, violent, discriminatory, illegal or deceptive in nature or that in any way encourages, promotes hatred, violence, discrimination, or illegal activities, or is otherwise inappropriate or unsuitable as may determined by Event Media 770 Corp. in its sole discretion. You agree to use Widgets in a manner consistent with all applicable laws and regulations and solely for lawful purposes. You agree not to use Widgets for any other purpose. Nothing contained in this Agreement shall be deemed to grant you any right, title, or interest in the Websites, Widgets, Content, Services, or Event Media 770 Corp. Event Media 770 Corp. reserves the full right to remove or demand the removal of any Widget and/or revoke your right to use any Widget, for any reason and for any amount of time.
By using and accessing any Widget (including copying any Widget html code), you agree to the following:
- You are only authorized to display the Widget on a website you own and operate and not in any other manner or in any other medium or platform.
- You may not modify any Widget in any way. Without limitation, you may not change or modify any code provided by Event Media 770 Corp., disable or obscure any element of any Widget, tag links to Event Media 770 Corp. from the Widget with a “nofollow” attribute, or otherwise prevent, stop, discourage search engines or social media platforms from following, indexing or scoring link.
- Except for displaying the Widget, you agree not to make any type of representations, warranties (express or implied), or other statements concerning Event Media 770 Corp. or the Websites, Services, Content or Providers.
- You may not display any Widget in any manner that implies affiliation with, or sponsorship or endorsement or recommendation by, Event Media 770 Corp.
- You must place the Widget on a page that is context-appropriate, relevant to the content of the Widget, and any reference to Event Media 770 Corp. or its products and services must be accurate.
- You may not place a Widget on any site that:
- contains content that is in any way unlawful, harmful, damaging, obscene, offensive, hateful, discriminatory, harassing or otherwise objectionable in Event Media 770 Corp. sole discretion;
- disparages Event Media 770 Corp.; the Services, Websites, or Content,; or Providers or their products or services;
- infringes on any intellectual property or other rights; or
- violates any applicable law or regulation.
- You may not use data collected or otherwise obtained through Widgets, Content, Websites, or Services, whether directly or indirectly, for any unauthorized purpose, including but not limited to training any artificial intelligence and/or machine learning platforms, systems, software, applications, models, or algorithms (whether via the modification or development of a dataset, reproducing or scraping data or content (or any archives or caches thereof), feature extraction methodologies or otherwise).
- Event Media 770 Corp. grants you a limited, non-assignable, non-transferable, non-exclusive, revocable right to (1) display and/or download a Widget solely in accordance with the terms and conditions of this Agreement; and (2) solely in connection with a Widget, display our logos, trade names, trademarks, and other content as displayed via the Widget. This Agreement does not grant you any right in any Event Media 770 Corp. logo, code, content, or trademark beyond the limited permission to display a Widget granted herein. In its sole discretion, Event Media 770 Corp. reserves the full right at any time and for any reason to modify or change Widgets or terminate or modify your permission, authorization to display or download Widgets. We may cease to return content from any Widget at any time in our sole discretion.
- You acknowledge and agree that Event Media 770 Corp. may monitor your website or utilize any other methods to detect and address any or improper or unauthorized use of Widgets, Websites, Services or Content in order to verify compliance with this Agreement.
- Widgets and any information, software, technology, and related services are provided “as is” and “as available” with no warranty of any kind. Event Media 770 Corp. expressly disclaims any warranties that may be expressed or implied by law pertaining to any Widget, including warranties of accuracy or non-infringement. Use of Widgets is at your own risk. Event Media 770 Corp. is not liable for any direct, indirect, incidental, punitive, special, or consequential damages or any other injury arising out of or in any way connected with the use of any Widget, whether resulting in whole or in part from breach of contract, negligence, tortious behavior, strict liability, or otherwise.
- Event Media 770 Corp. reserves the full right to modify this Agreement in its sole discretion at any time and for any reason without notice. You are responsible for regularly reviewing this Agreement. Your continued use of any Widget after the effective date of such changes constitutes your acceptance of, and agreement to, any such changes.
Disclaimers and Liability
THE WEBSITES, SERVICES AND CONTENT ARE PROVIDED FOR USE “AS IS” AND “AS AVAILABLE” WITHOUT ANY CONDITION OR WARRANTY OF ANY KIND. EVENT MEDIA 77O CORP. DISCLAIMS ALL REPRESENTATIONS AND WARRANTIES OF ANY KIND, WHETHER EXPRESS, STATUTORY, OR IMPLIED, INCLUDING, WITHOUT LIMITATION, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY, QUALITY, TITLE AND NON-INFRINGEMENT, AND ANY WARRANTY ARISING OUT OF COURSE OF DEALING, TRADE OR USAGE. EVENT MEDIA 77O CORP. DOES NOT REPRESENT OR WARRANT THAT THE WEBSITES, SERVICES OR CONTENT, WILL PROVIDE SPECIFIC RESULTS OR BE COMPLETE, ACCURATE, SUITABLE, ERROR-FREE, RELIABLE, AVAILABLE, OR UNINTERRUPTED FOR ANY PURPOSE AT ANY TIME. YOU AGREE THAT EVENT MEDIA 77O CORP. IS NOT RESPONSIBLE OR LIABLE FOR ANY DELAYS OR ERRORS IN THE TRANSMISSION OR COMPLETION OF A REQUEST FOR A PRODUCT OR SERVICE, INCLUDING BUT NOT LIMITED TO SUCH DELAYS OR ERROS CAUSED BY INCORRECT OR INACCURATE INFORMATION PROVIDED BY YOU OR TECHNICAL ISSUES BEYOND OUR REASONABLE CONTROL. EVENT MEDIA 77O CORP. EXPRESSLY DISCLAIMS ANY LIABILITY FOR ANY OMISSIONS OR ERRORS IN OUR SERVICES, CONTENT OR WEBSITES INCLUDING THE COMPLETENESS OR ACCURACY OF ANY SUCH INFORMATION, TOOLS, OR ANALYSES, WIDGETS AVAILABLE THROUGH OUR WEBSITES. IN ADDITION THE INCLUSION, REFERENCE, OR OFFERING OF ANY PRODUCTS OR SERVICES ON THE WEBSITES SHALL NOT CONSTITUTE ANY TYPE OF RECOMMENDATION OR ENDORSEMENT OF SUCH PRODUCTS OR SERVICES BY EVENT MEDIA 77O CORP. ANY RELIANCE YOU PLACE ON THE SERVICES, WEBSITES, OR CONTENT, IS STRICTLY AT YOUR OWN RISK AND DISCRETION. UNDER NO CIRCUMSTANCES SHALL EVENT MEDIA 77O CORP. BE LIABLE FOR ANY DAMAGES WHATSOEVER ARISING OUT OF YOUR RELIANCE ON OR USE OF (1) ANY INFORMATION OR ADVICE, WHETHER WRITTEN OR ORAL, OBTAINED BY YOU FROM OR THROUGH US; OR (2) THE SERVICES, WEBSITES, CONTENT, OR OTHER INFORMATION OR ITEMS LOCATED ON OR ACCESSIBLE VIA THE WEBSITES. YOU ARE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR PROPERTY, INCLUDING BUT NOT LIMITED TO, ANY COMPUTER SYSTEM, SOFTWARE OR MOBILE DEVICE USED IN CONNECTION WITH OUR SERVICES, OR THE LOSS OF DATA THAT MAY RESULT FROM THE USE OF OUR SERVICES OR THE USE OF ANY CONTENT OR SOFTWARE AVAILABLE THROUGH OUR SERVICES.
Indemnity
You agree to defend (if requested by any Event Media 770 Corp., as defined below), indemnify, and hold harmless Event Media 770 Corp., and its officers, directors, predecessors, shareholders, successors-in-interest, licensors, representatives, employees, agents, subsidiaries, and affiliates (“Event Media 770 Corp. Parties”), from and against any and all claims, losses, liabilities, expenses (including attorneys’ fees and costs), demands, and damages incurred by a LendingTree Party in connection with any claim by a third party arising out of or relating to: (1) your use of the Services or Websites; (2) your violation or alleged violation of the Agreement; (3) your violation or alleged violation of any applicable law or regulation; (4) your infringement or alleged infringement of any intellectual property or other right of any other entity or person; or (5) any dispute between you and a third party. You agree not to settle any such claim or matter without Event Media 770 Corp. prior written authorization. The Event Media 770 Corp. Parties reserve the right, at their own expense, to assume the exclusive control and defense of any matter subject to indemnification by you, and you further agree that you will fully cooperate in the defense of any such claims.
Limitation on Damages
EVENT MEDIA 770 CORP.’S LIABILITY, IF ANY, SHALL BE LIMITED TO DIRECT AND FORESEEABLE DAMAGES, WHICH SHALL NOT EXCEED THE AMOUNT PROVIDED AS DESCRIBED BELOW. UNDER NO CIRCUMSTANCES SHALL EVENT MEDIA 770 CORP. BE LIABLE TO YOU OR ANY THIRD PARTY FOR INDIRECT, CONSEQUENTIAL, INCIDENTAL, SPECIAL, STATUTORY, PUNITIVE, OR EXEMPLARY DAMAGES (SUCH AS, BUT NOT LIMITED TO, LOSS OF ANTICIPATED PROFITS, LOSS OF REVENUE, LOSS OF BUSINESS, LOSS OF OR DAMAGE TO DATA, LOSS OF USE, LOSS OF GOODWILL, EMOTIONAL DISTRESS, BUSINESS INTERRUPTION, OR ANY OTHER INTANGIBLE LOSSES) ARISING OUT OF OR RELATING IN ANY WAY TO OUR SERVICES, WEBSITES, OR CONTENT. NOTWITHSTANDING ANY OTHER PROVISION OF THIS AGREEMENT OR AS REQUIRED BY APPLICABLE LAW, IN NO EVENT SHALL EVENT MEDIA 770 CORP.’S TOTAL LIABILITY EXCEED IN THE AGGREGATE OF ONE HUNDRED U.S. DOLLARS ($100.00). THESE LIMITATIONS AND EXCLUSIONS SHALL APPLY EVEN IF THIS REMEDY DOES NOT FULLY COMPENSATE YOU OR ANY THIRD PARTY FOR ANY LOSSES. THESE LIMITATIONS AND EXCLUSIONS SHALL APPLY TO ANY CLAIMS RELATED TO THIS AGREEMENT OR TO THE SERVICES TO THE MAXIMUM EXTENT PERMITTED BY LAW.
Dispute Resolution and Arbitration
YOU AND EVENT MEDIA 770 CORP. AGREE THAT ANY DISPUTE BETWEEN YOU AND US, INCLUDING WITHOUT LIMITATION, DISPUTES RELATING TO THE SERVICES, WEBSITES, CONTENT, (“DISPUTE”), SHALL BE EXCLUSIVELY AND FINALLY RESOLVED BY BINDING INDIVIDUAL ARBITRATION AS ADMINISTERED BY THE AMERICAN ARBITRATION ASSOCIATION (“AAA”) IN ACCORDANCE WITH THE AAA’S CONSUMER ARBITRATION RULES. DISPUTES SHALL BE ARBITRATED AT A HEARING CONDUCTED IN NEW YORK, NY. THE ARBITRATOR(S) SHALL HAVE NO AUTHORITY TO DEVIATE FROM THE LAW, AND THE ARBITRATOR(S) SHALL MAKE ALL REASONABLE EFFORTS TO EXPEDITE THE ARBITRATION PROCEEDINGS AND TO LIMIT DISCOVERY. TO FURTHER CLARIFY THIS MEANS THAT YOU WILL NOT BE ABLE TO LITIGATE ANY SUCH DISPUTE IN COURT, INCLUDING ON AN INDIVIDUAL OR CLASS-ACTION BASIS, AND THAT YOU AGREE TO WAIVE YOUR RIGHT TO A JURY TRIAL.
You agree that no arbitration under this Agreement shall be joined to an arbitration involving any other party subject to this Agreement. Arbitration must be on an individual basis. You may not join or consolidate claims in arbitration or arbitrate any claims as a member or representative of a class or in a private attorney general capacity.
You agree that any disagreement or dispute pertaining to the applicability, enforceability, or interpretation of any provision of this Agreement, including the provisions pertaining to dispute arbitrationa and resolution, is a Dispute subject to the arbitration provisions herein and shall be resolved by an arbitrator.
You agree that any dispute or cause of action arising out of or related to the Services, Websites, or Content must be commenced within one year from the later of (1) when the dispute or cause of action accrued, or (2) when you should have known about or discovered the accrual of the dispute or cause of action through the exercise of reasonable diligence. If you do not commence a dispute or cause of action in accordance with these requirements, then such cause of action is waived and permanently barred. You agree that any disagreement or dispute regarding whether your alleged cause of action or dispute is time-barred is a Dispute subject to the arbitration provisions herein, and shall be resolved by an arbitrator.
Governing Law
This Agreement, and any disputes arising out of or related to this Agreement or the Services, Websites, or Content, shall be governed by the laws of the State of New York without regard to any conflicts of laws provisions. If any matter proceeds in court, including post-arbitration confirmation proceedings, you agree to the exclusive personal jurisdiction by, and venue in, the state and federal courts located in New York, NY, and you waive any objection to such jurisdiction or venue.
Entire Agreement
This Agreement (including all referenced or incorporated policies, terms, agreements, and other provisions) constitutes the entire agreement between you and Event Media 770 Corp. and supersedes all prior or contemporaneous written or oral agreements or other communications between you and us with respect to the subject matter hereof. In the event of a conflict between the language or terms of this Agreement and the language or terms of any policy, agreement, or terms incorporated by reference, the latter incorporated terms shall control.
Enforceability and Severability
If any provision of this Agreement is found to be unlawful, unenforceable or void, you agree that such provision shall be given effect to the greatest extent possible, including that it be modified to the greatest extent possible to render it enforceable with respect to the dispute at issue, and to reflect the intent of the Agreement to the greatest extent possible, and all remaining provisions and the Agreement as a whole shall remain in full force and effect.
Waiver Only in Writing
Event Media 770 Corp’s failure to enforce any right or act with respect to any breach or alleged breach by you or others of the Agreement shall not constitute a waiver of any right and shall not limit Event Media 770 Corp’s rights with respect to that breach or any subsequent breaches. No waiver by Event Media 770 Corp’s of any of the provisions in the Agreement will be of any force or effect unless made in writing, and signed by a duly authorized officer of Event Media 770 Corp.
Opt-out Instructions
You may opt out of receiving calls, texts, and/or emails from Event Media 770 Corp. by: (1) clicking on the cease communications link contained in such email (2) responding to any SMS, mobile, or text message you receive from Event Media 770 Corp. and stating you no longer wish to be contacted. If you would like a Provider to no longer contact you, please contact such Provider directly and notify such Provider that you no longer want to receive communications (calls and/or emails) from them. You agree that Event Media 770 Corp. is not responsible for a Provider’s failure to follow your or our instructions to cease communications with you. Note that if you complete a subsequent request for or inquiry about a product or service on the Websites, you may resume receipt of texts and/or marketing calls, and you will need to make a new opt-out request.
Terms Applicable to All Services
On the Websites, we may provide educational and informational content and operate online marketplaces that enable consumers to comparison shop for various products and services offered by our network of Providers. We may provide tools, widgets, content and on our Websites that may allow you to improve or develop your education. These materials are provided for educational, informational, and entertainment purposes only. At no time are we providing or should you interpret us as providing you with legal, financial, investment, tax, insurance, or estate planning, or medical advice.
Event Media 770 Corp. is not a lender or a creditor. Event Media 770 Corp. does not take credit applications; originate, service, or make loans or credit decisions; or issue commitments of any kind or lock-in agreements. Event Operator’s services are only administrative. Our Services allow you to comparison shop for various products and services, including but not limited to travel, rental cars, flights, waste management, mortgage loans, personal loans, credit cards, IT services, insurance products and more. Completing and/or submitting a Qualification Form is a request to be matched with Providers of one or more particular products or services. When you submit a Qualification Form, Event Media 770 Corp. will attempt to match you with Providers offering products or services for which you may qualify or that may be of interest to you. You also agree that we may attempt to identify matches for alternative or similar products or services based upon your request and information provided in your Qualification Form, and that we may share your information with Providers of such alternative or similar products or services. For example, if you submit a request for a personal loan, in various circumstances we may also attempt to identify matches for a line or credit, debt relief services or if the information provided in your Qualification Form and resulting matches, or lack thereof, indicate such alternative or similar products or services may be of interest to you.
Any Qualification Form or loan inquiry you submit is not an application for credit. Rather, it is a request or inquiry to be matched with Providers that may be able to present conditional loan offers to you. Such offers are subject to change at any time, including at the point of application with the Provider, after verification of information you provided, as well as other conditions as solely determined by any Provider with whom you decide to proceed. You are under no obligation to proceed with any Provider or conditional offer.
Submitting a Qualification Form does not guarantee that you will receive any conditional loan offers or loan approvals. Any conditional offer is based upon information that you provide when completing a Qualification Form and information in your credit file at that time. Submitting a Qualification Form may involve a credit inquiry by a Provider.
Providers, and not Event Media 770 Corp. maintain and establish approval standards and determine the criteria necessary to receive both credit approvals and conditional offers. You should carefully review each Provider’s terms and conditions to determine which offer works best for you and your personal financial situation. We do not guarantee acceptance or enrollment into any particular program or any specific terms or conditions with any Provider. We do not guarantee that you will be approved for credit or that upon approval you will qualify for advertised rates, fees, services or other terms. We do not guarantee that rates or terms advertised or offered by Providers include the lowest or most favorable rates or terms available in the market. All rates, fees, services and other terms are presented without guarantee, and are subject to change at any time based upon each Provider’s discretion.
Event Media 770 Corp. is paid a marketing lead generation fee by Providers for the products and services provided. Conditional offers that appear on the Websites are from companies or entities from whom Event Media 770 Corp. receives compensation. In some instances, where disclosed, this compensation may impact where and how our offers appear (such as the order). Your use of the Services or Websites or constitutes your acknowledgement and awareness of this compensation arrangement, and the potential impact it may have on presentation or display of offers or other products and services. We do not include all services, products, offers, issuers, or credit or service providers that are available in the marketplace.
It may be necessary for you to complete and/or submit an application with a Provider before the Provider will extend an unconditional offer to you. Proceeding with an application with a Provider may involve a hard credit pull. A Provider you select may require you to pay an application or other fee to cover the costs of a credit report, appraisal, or other items. You may be responsible for paying any and all closing costs associated with a loan (such as settlement services, loan underwriting, processing, or funding fees) as solely determined by the Provider, and not Event Media 770 Corp. The Provider, and not Event Media 770 Corp., will likewise determine the amount of any costs or fees, and should provide information to you regarding the refundability of any fee, cost or expense.
Services offered by Providers may only be made to residents of states where Providers are authorized or licensed to conduct business. A Provider’s participation in and offering of its products or services on the Websites does not necessarily constitute an offer by a Provider or Event Media 770 Corp. to provide services outside of their respective authorized or licensed jurisdictions. To the extent you seek or receive information from a Provider or Event Media 770 Corp. regarding any prospective product or service that would be outside the Providers’ or Event Media 770 Corp. authorized jurisdiction(s), such information is for informational purposes only. Providers and Event Media 770 Corp. shall have the full right to suspend, suspend, or terminate the offering of any product or service in any specific state through the Websites at any time, without prior notice.
Except as otherwise provided for your state, Event Media 770 Corp. is not an agent of you or any Provider. You must rely on your own judgment in deciding which available service, product, terms, and Provider best suits your personal situation. The Provider is solely responsible for its services to you, and you agree that Event Media 770 Corp. shall not be liable for any damages, costs or losses of any type arising out of, or in any way connected with, your use of such services. You understand that Providers may retain your request information and any other information provided by Event Media 770 Corp. or received by them in the processing of your inquiry or request, whether or not you are qualified to obtain a product or service with them.
By completing and/or submitting a Qualification Form or otherwise entering or saving personal information with Event Media 770 Corp., you represent that all information you provide or enter is accurate, current, true and complete. You further acknowledge that you alone will use your account to access the Services. You agree to not sell, transform, transfer or assign your account to anyone else. You agree to keep your login information confidential, and to employ reasonable and appropriate safeguards and methods to prevent unauthorized access to your account, and to not share your account credentials with any third party. You acknowledge and agree that you are responsible for all activities that occur in connection and use of your account. If you believe that your account has been compromised, is no longer secure, you agree to notify us immediately.
To help the government fight and prevent identity theft, the funding of terrorism, and money laundering activities, and to attempt to verify your identity, Event Media 770 Corp. and its Providers may obtain, record and verify information that identifies each person who uses our Websites or Services and/or opens an account with us and Providers. LendingTree and its Providers may ask for your name, Social Security Number, address, telephone number, date of birth, and/or other important information including, but not limited to, information received from your credit file, that may allow us and Providers to properly identify you.
Terms Applicable to Mortgage Loan Request Services
Event Media 770 Corp. is a marketing lead generator. Event Media 770 Corp. does not take mortgage or loan applications as defined under applicable state laws, the Truth In Lending Act, Equal Credit Opportunity Act, the Real Estate Settlement Procedures Act, or other applicable federal law.
Providers may not offer all products or services in all jurisdictions.
If you apply for or close a loan with a Provider, such Provider may require you to pay an application or other fee to cover the costs of a credit report, appraisal or other items. The Provider may also require you to pay any and all closing costs associated with a loan (such as settlement services, underwriting, loan processing, funding fees, appraisals, title insurance premiums, and notary, attorney fees) as solely determined by the Provider and/or settlement service provider(s) you select, and not Event Media 770 Corp. The Provider, and not Event Media 770 Corp., will likewise determine the amount of any costs or fees, and should provide information to you regarding the refundability of any cost or fee.
There is no guarantee that you will be matched with any specific Provider(s) making any specific offer(s). In certain circumstances, including based upon the information provided in your Qualification Form and resulting matches, or lack thereof, we may continue to attempt to match you with a Provider after you submit your request, and we may contact you by telephone at the number you provided in a sincere effort to match you with a Provider. If we are able to match you with a Provider that was not originally identified on your offers page on the Website, you agree that we may call or contact you to identify such Provider(s), and you may elect to be connected with such Provider(s) to learn more about the products and services offered. Event Media 770 Corp. cannot and will not select a Provider or offer for you.
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Terms Applicable to Student Loan Request Services
The Websites may be used to connect you with Providers that offer student loan services, including student loan refinance services. The proceeds of a student loan may be disbursed in the form of a check mailed directly to you, or if more than one person is listed as a borrower, cosigner or guarantor, on a student loan, the person with the stronger credit profile based on the Provider’s discretion. Student loan terms vary and are generally based upon the credit profile(s) of the borrower and/or cosigner (where applicable) as well as other underwriting criteria determined solely by the Provider. Providers have the right to accept or reject a cosigner and/or lend an amount less than the amount requested. The proceeds of a student loan must be used for educational purposes.
By submitting a student loan request or inquiry through the Websites, you authorize Providers to verify the authenticity and accuracy of any information you provide to them, whether verification conducted internally by the Provider or with the assistance of a non-affiliated third party. In addition, you authorize Providers to verify the following with respect to you or a cosigner (where applicable): (1) enrollment status with a school and/or other organization; (2) employment status, including by contacting such employer; and (3) income information. In all cases, Providers may disclose the fact that you are applying for credit from or with such Provider.
Terms Applicable to Insurance Request Services
Event Media 770 Corp. is not a licensed insurance agency or broker, and does not provide insurance quotes in accordance with Chapter 48.17 of the Revised Code of Washington or similar state statutes. Event Media 770 Corp. does not accept insurance applications. Event Media 770 Corp. does not recommend or endorse any particular insurance provider or policy or provide any evaluation of insurance providers or their policies. The information we provide is not intended to take the place of professional advice from a licensed insurance agent. We strongly recommend that all consumers consult with a licensed insurance agent, broker, or other qualified professional prior to purchasing any insurance policy.
Event Media 770 Corp. does not sell insurance or bind coverage on our Websites and do not accept insurance applications. Instead, we simply provide a link from the Event Media 770 Corp.’s Websites to the Providers Websites.
We make no warranty or representation as to (1) the suitability qualify, safety, or legality of insurance-related products or services offered by any Provider; (2) the accuracy, truth or completeness of Providers’ representations regarding such products and services; (3) the ability of specific Providers to sell or offer certain insurance-related products or services; or (4) your or potential consumers’ ability to pay for insurance-related products or services offered by Providers.